This book is better than FREE – it will pay for itself many times over. Improve your future and finances. Get money-saving tips, practical checklists, and easy to read summaries of the key things you need to improve and simplify your finances, life, and future. Chapters for saving money, easy investing, budgeting, buying a car, saving for college and retirement, improving your credit score, simplifying your finances, dealing with student debt, and starting your financial future. Know how to avoid your future self returning in a time machine and slap you around for financial mismanagement.